Admiral scores 38/100 (Below expectations) on SINK's independent climate assessment — scored from public data only, no company payment can change a number. Last verified August 2026.
That places Admiral joint 399th of 809 companies scored, and joint 5th of 10 in Insurance.
Admiral discloses mandatory carbon metrics but hasn't cut absolute emissions—Scope 1&2 rose 10% in 2025. SBTi targets exist but lack third-party assurance. No greenwashing found, but transparency gaps and unvalidated net-zero ambitions weaken overall credibility.
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Same ten questions for every company. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × ScaleStrongest on Controversies & Red Flags and Targets & Commitments (8/10, 7/10). Weakest on Water Impact and Resource Use & Waste (4/10, 4/10).
9 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.
“Scope 1 and 2 market-based emissions per employee per SECR. 2024 SECR figures restated to reflect 12 months of actual data.”
“Scope 1 and 2 market-based emissions increased by 10% compared to 2024, driven by increased electricity usage at our Delhi site and a fugitive gas loss”
“48.6 per cent of their corporate bond investments (by value) will have set SBTi validated targets by 2028”
“Across the Group, 65% of our energy comes from renewable sources”
“Admiral partnered with the WSA to provide funding from its Green Fund Initiative, committing up to £100,000 of seed funding”
“Admiral Group's Chief Executive Officer (CEO) is ultimately responsible for the execution of the sustainability approach”
“the 30 global (re)insurers on their fossil fuel policies”
If you believe a source has been misread or a newer version exists, submit a challenge.
Where Admiral sits among insurance peers.
Among the 10 major insurance brands we've scored, Admiral is tied =5th of 10, with 1 other.
Admiral's score has been reviewed 2 times and currently stands where it started, at 38.
Direction-blind emissions retrieval (agent-fed): basis not-retrieved->scope-incomplete, scale 0.7->0.7, score 38->38. Primary: Admiral Group plc Annual Report & Accounts 2024 — SECR statement (Deloitte-assured).
Initial public score 38 (publish-draft)
This score is not currently being contested.
Every challenge is published. We'd rather be corrected than wrong — that's the whole point.
No challenges submitted yet. If you have evidence that contradicts this score, you can challenge any question above — cite a public source and we'll review it.
Admiral Group is a UK-based personal lines insurer founded in 1991, headquartered in Cardiff. It operates in motor, home, travel, and pet insurance across the UK and Europe. As a service-based business with no extractive operations, its direct environmental footprint is low, but material impact flows through its investment portfolio.
Direct peer — personal and commercial lines UK insurer competing in same market segments.
View breakdown →Global peer — diversified insurer with similar Scope 3 investment portfolio material exposure.
View breakdown →UK financial services peer — comparable TCFD and SECR reporting obligations and SBTi adoption patterns.
View breakdown →UK infrastructure operator — contrasts Admiral's minimal Scope 1&2 with energy-intensive utility business.
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