Allianz·Insurance·Munich, Germany·Founded 1890·Last verified 31 May 2026
38
out of 100
Below expectationsPending Review

Allianz reports comprehensively under CSRD with PwC assurance, but the company's operational emissions are rising while it claims progress via portfolio accounting changes. Critical gap: asset management subsidiaries continue buying fossil fuel bonds despite underwriting exclusions. The net-zero 2030 target lacks SBTi validation and depends on undefined carbon removal.

The calculation

Every score shows its working.

Same formula for every company. No curve. No private weighting.

SINK = (0.3 × Base + 0.7 × Performance) × Scale
Industry base impact
Insurance sector ceiling.
55 / 100
Performance score
Sum of the 10 rubric questions, scored 0–10 each.
53 / 100
Raw score
Weighted average before scale penalty.
(0.3 × 55) + (0.7 × 53) = 53.6
Scale penalty
Multiplier based on absolute emissions volume — physics-first.
× 0.7
Final score
Rounded. Below expectations.
38 / 100
The ten questions

Where Allianz is strong, and where it isn't.

Strongest on Energy Source and Carbon Footprint — Operations (8/10, 7/10). Weakest on Water Impact and Resource Use & Waste (4/10, 4/10).

Where the evidence comes from

Every document used, listed.

13 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.

9 of 13 sources are third-party verified or public record.

[1]Third-party verified
Tracenable — Allianz GHG Emissions
Ongoing
Q1Q2Q3
View →
[2]Self-reported
Allianz Sustainability Statement & Annual Report
2024
Q1Q4Q9
View →
[3]Self-reported
Allianz Group Explanatory Notes 2024
2024
Q2
View →
[4]Self-reported
Allianz Sustainability Report 2024
2024
Q3Q4Q5Q6Q7Q8
View →
[5]Third-party verified
TNFD Knowledge Bank — Allianz Biodiversity Case Study
Unknown
Q5
View →
[6]Self-reported
Allianz Media Centre — Nature on the Brink Report
2024
Q5
View →
[7]Public record
YouTalk Insurance — Allianz 100% Renewables News
Unknown
Q4
View →
[8]Public record
Slipcase — Insurer in Focus: SBTi Following Swiss Re Withdrawal
2024
Q8
View →
[9]Third-party verified
Net-Zero Tracker — Allianz Corporate Profile
Ongoing
Q8
View →
[10]Public record
ESG News — Allianz Sustainable Investments & Employee Emissions
2024
Q9
View →
[11]Third-party verified
Reclaim Finance — Inconsistency of Insurance Groups in Fossil Expansion
2024
Q10
View →
[12]Third-party verified
Insure Our Future — Allianz Company Profile
Ongoing
Q10
View →
[13]Third-party verified
LobbyMap — Allianz Climate Finance Lobbying
Ongoing
Q10
View →

If you believe a source has been misread or a newer version exists, submit a challenge.

Allianz in context

Where Allianz sits among insurance peers.

Among the 6 major insurance brands we've scored, Allianz sits 5th of 6.

5/6
Allianz's rank
49
Industry average
37
Industry low
59
Industry high
How this score has moved

Allianz's score over time.

today

Score history begins 11 April 2026.

As Allianz's score updates, the trajectory will appear here.

We're backfilling historical scores for FTSE 100 and S&P 100 companies over the coming weeks.

What's being contested

This score is not currently being contested.

Every challenge is published. We'd rather be corrected than wrong — that's the whole point.

No challenges submitted yet. If you have evidence that contradicts this score, you can challenge any question above — cite a public source and we'll review it.

About Allianz

Allianz is a multinational insurance and asset management group headquartered in Munich, Germany. Founded in 1890, it operates across 70 markets with 157,883 employees and €179.8 billion in FY2024 revenue. The company provides property & casualty, life, and health insurance, alongside substantial investment management operations through subsidiaries including Allianz Global Investors and PIMCO.

Founded
1890
Headquarters
Munich, Germany
Employees
~157,883 (2023)
Annual revenue
€179.8B (FY2024)
Company website ↗
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