Crédit Agricole·Financial Services / Banking·Montrouge, France·Founded 1894·Last verified 31 May 2026
27
out of 100
Significant gapsPending Review

Crédit Agricole is a top fossil fuel financier ($55.8B over four years) with rising financed emissions and declining supply chain disclosure granularity. Operational emissions are falling, but massive Scope 3 growth and a €7.6M ECB fine for climate risk failures expose material governance gaps. Its net-zero 2050 targets lack SBTi validation.

The calculation

Every score shows its working.

Same formula for every company. No curve. No private weighting.

SINK = (0.3 × Base + 0.7 × Performance) × Scale
Industry base impact
Financial Services / Banking sector ceiling.
50 / 100
Performance score
Sum of the 10 rubric questions, scored 0–10 each.
44 / 100
Raw score
Weighted average before scale penalty.
(0.3 × 50) + (0.7 × 44) = 45.8
Scale penalty
Multiplier based on absolute emissions volume — physics-first.
× 0.6
Final score
Rounded. Significant gaps.
27 / 100
The ten questions

Where Crédit Agricole is strong, and where it isn't.

Strongest on Carbon Footprint — Operations and Energy Source (7/10, 7/10). Weakest on Emissions Trajectory and Controversies & Red Flags (2/10, 3/10).

Where the evidence comes from

Every document used, listed.

12 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.

[1]Third-party verified
Crédit Agricole GHG Emissions — Tracenable
Ongoing
Q1Q2Q3
View →
[2]Self-reported
Crédit Agricole Universal Registration Document — Sustainability Report
2024
Q1Q5Q9
View →
[3]Self-reported
Crédit Agricole Accelerates Climate Commitments
2024
Q2Q3Q8
View →
[4]Self-reported
RE100 Membership — Crédit Agricole Renewable Energy Commitment
Ongoing
Q4
View →
[5]Self-reported
CA-CIB Social Responsibility & Sustainable Finance
Ongoing
Q4Q6Q7
View →
[6]Self-reported
Statement on Biodiversity and Natural Capital
2023
Q5
View →
[7]Third-party verified
Crédit Agricole Fined by ECB for Failing Climate and Environmental Risk Identification — BankTrack
2024
Q5Q9Q10
View →
[8]Self-reported
Crédit Agricole Deforestation Policy
2024
Q5
View →
[9]Public record
ECB Fines Crédit Agricole for Climate Risk Failure — Green Central Banking
2026
Q10
View →
[10]Third-party verified
Banking on Climate Chaos 2024 — Reclaim Finance
2024
Q10
View →
[11]Public record
Four Banks Quit UN-Backed Climate Targets Validation Initiative
Unknown
Q8
View →
[12]Self-reported
Crédit Agricole Integrated Report
2024
Q9
View →

If you believe a source has been misread or a newer version exists, submit a challenge.

Crédit Agricole in context

Where Crédit Agricole sits among financial services / banking peers.

Among the 29 major financial services / banking brands we've scored, Crédit Agricole is tied =26th of 29, with 2 others.

=26/29
Crédit Agricole's rank
40
Industry average
23
Industry low
65
Industry high
How this score has moved

Crédit Agricole's score over time.

today

Score history begins 4 April 2026.

As Crédit Agricole's score updates, the trajectory will appear here.

We're backfilling historical scores for FTSE 100 and S&P 100 companies over the coming weeks.

What's being contested

This score is not currently being contested.

Every challenge is published. We'd rather be corrected than wrong — that's the whole point.

No challenges submitted yet. If you have evidence that contradicts this score, you can challenge any question above — cite a public source and we'll review it.

About Crédit Agricole

Crédit Agricole is a French banking group founded in 1894, headquartered in Montrouge. With 150,000 employees and €25.2B in FY2023 revenue, it is one of Europe's largest retail and commercial banks. The group operates across consumer banking, asset management, insurance, and corporate investment banking.

Founded
1894
Headquarters
Montrouge, France
Employees
~150,000
Annual revenue
~€38B
Company website ↗
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