Wise discloses a single 2022 emissions figure (33,952 tCO2e) without Scope 3 breakdown, third-party verification, or updated data despite rapid growth doubling headcount and tripling revenue. No science-based targets, no renewable energy percentage, and emissions trajectory remains unmeasured. The company offsets rather than reduces.
Same formula for every company. No curve. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × ScaleStrongest on Controversies & Red Flags and Carbon Footprint — Operations (10/10, 4/10). Weakest on Emissions Trajectory and Targets & Commitments (1/10, 2/10).
6 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.
Limited data coverage. This assessment is based on 6 sources, 100% of which are self-reported by the company. Scores may change as independent evidence becomes available.
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Among the 29 major financial services / banking brands we've scored, Wise is tied =13th of 29, with 1 other.
Score history begins 6 April 2026.
As Wise's score updates, the trajectory will appear here.
We're backfilling historical scores for FTSE 100 and S&P 100 companies over the coming weeks.
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Wise is a London-based fintech founded in 2011 specialising in international money transfers and currency exchange. With 6,500 employees across multiple offices and $2+ billion annual revenue, it operates primarily as a cloud-native platform using AWS infrastructure. The company holds a UK banking licence and serves millions of customers globally.
Major fintech/banking peer; similar scale and geography; comparable governance maturity but stronger climate disclosure expected.
View breakdown →Rival fintech disruptor; similar cloud-native model and employee growth trajectory; sustainability benchmarking opportunity.
View breakdown →UK digital-first bank; comparable operational footprint; different ESG ambition level offers contrast.
View breakdown →UK challenger bank with similar ESG maturity; peer for measuring fintech climate accountability standards.
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