Standard Life scores 34/100 (Below expectations) on SINK's independent climate assessment — scored from public data only, no company payment can change a number. Last verified August 2026.
That places Standard Life joint 489th of 809 companies scored, and 8th of 10 in Insurance.
Standard Life discloses operational emissions with 81% absolute cuts since 2019, but portfolio decarbonization targets intensity only—not absolute financed emissions. Fossil exposure is unquantified and unverified. Governance gaps include missing SBTi validation and no disclosed executive pay linkage to sustainability.
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SINK = (0.3 × Base + 0.7 × Performance) × ScaleStrongest on Energy Source and Carbon Footprint — Operations (8/10, 6/10). Weakest on Carbon Footprint — Supply Chain and Water Impact (2/10, 3/10).
11 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.
This score was refreshed in August 2026. It moved from 37 to 34 because the company was re-scored under a revised methodology (v2.5.7) with a stricter sourcing standard: citations drawn from data aggregators were removed and every remaining source was re-checked against the original document. Several answers scored lower once only directly verifiable evidence was counted. The sector base impact is unchanged, and the conservative emissions multiplier applied here — used where no sourced company emissions figure could be retrieved — is the same as before. The movement reflects the strength of the evidence, not a new finding against the company.
Limited data coverage. This assessment is based on 11 sources, 82% of which are self-reported by the company. Scores may change as independent evidence becomes available.
“Phoenix Group Holdings plc Sustainability Report 2024”
“Scope 1 and Scope 2 emissions declined by 12 percent year-on-year in 2025, while emissions intensity per employee improved from 0.34 tCO2e to 0.28 tCO2e.”
“81% reduction in Scope 1 and 2 operational emissions versus our 60% target, well ahead of a net zero trajectory.”
“We will reduce the carbon intensity of our listed equity and credit assets by 25% where we can exercise control and influence.”
“We strengthened our approach to nature by expanding company research and engagement on nature related topics, including biodiversity, deforestation and water scarcity.”
“The plan broadens beyond carbon, reflecting an integrated approach that incorporates nature, just transition and adaptation and resilience.”
“Waste and recycling – We will implement sustainable waste management practices including reducing the amount of single use plastics.”
“SBTi or the UN Race to Zero campaign.”
“Find out more about our sustainability strategy and ambitious targets. We've also published a separate data appendix.”
“The 2024 Scorecard on Insurance, Climate Change, and the Energy Transition, assessing the 30 global (re)insurers on their fossil fuel policies.”
“To protect against greenwashing, it introduced an anti-greenwashing rule which reinforces that sustainability-related claims must be fair, clear, and not misleading.”
If you believe a source has been misread or a newer version exists, submit a challenge.
Where Standard Life sits among insurance peers.
Among the 10 major insurance brands we've scored, Standard Life sits 8th of 10.
Standard Life's score has moved from 37 to 34 across 2 recorded reviews — down 3 points.
Rescore 37→34 (promote-refresh, frozen base 55)
Initial public score 37 (publish-draft)
This score is not currently being contested.
Every challenge is published. We'd rather be corrected than wrong — that's the whole point.
No challenges submitted yet. If you have evidence that contradicts this score, you can challenge any question above — cite a public source and we'll review it.
Standard Life plc is a UK-based life insurance, pensions, and investment management company managing £300bn in assets for 12 million customers. Founded in 1825 and headquartered in Edinburgh, it serves primarily institutional and retail retirement savings markets. The company merged with Phoenix Group in 2019.
UK life insurance and retirement provider with comparable asset scale and ESG disclosure architecture.
View breakdown →Global insurance and investment manager; institutional investor with portfolio carbon intensity targets.
View breakdown →Global insurance group; comparable financed emissions disclosure and net-zero commitment structure.
View breakdown →Asset manager; peer in institutional investor portfolio carbon intensity reporting and climate governance frameworks.
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