Standard Life scores 34/100 (Below expectations) on SINK's independent climate assessment — scored from public data only, no company payment can change a number. Last verified August 2026.
That places Standard Life joint 394th of 658 companies scored, and 10th of 10 in Insurance.
Standard Life discloses operational emissions with 81% absolute cuts since 2019, but portfolio decarbonization targets intensity only—not absolute financed emissions. Fossil exposure is unquantified and unverified. Governance gaps include missing SBTi validation and no disclosed executive pay linkage to sustainability.
This score is built from public data only. If your practice is stronger than your disclosure, submit evidence for review — or challenge any question, free.
Same formula for every company. No curve. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × ScaleStrongest on Energy Source and Carbon Footprint — Operations (8/10, 6/10). Weakest on Carbon Footprint — Supply Chain and Water Impact (2/10, 3/10).
11 sources used in this assessment. All publicly available. Each row shows which rubric questions it informed.
Limited data coverage. This assessment is based on 11 sources, 82% of which are self-reported by the company. Scores may change as independent evidence becomes available.
“Phoenix Group Holdings plc Sustainability Report 2024”
“Scope 1 and Scope 2 emissions declined by 12 percent year-on-year in 2025, while emissions intensity per employee improved from 0.34 tCO2e to 0.28 tCO2e.”
“81% reduction in Scope 1 and 2 operational emissions versus our 60% target, well ahead of a net zero trajectory.”
“We will reduce the carbon intensity of our listed equity and credit assets by 25% where we can exercise control and influence.”
“We strengthened our approach to nature by expanding company research and engagement on nature related topics, including biodiversity, deforestation and water scarcity.”
“The plan broadens beyond carbon, reflecting an integrated approach that incorporates nature, just transition and adaptation and resilience.”
“Waste and recycling – We will implement sustainable waste management practices including reducing the amount of single use plastics.”
“SBTi or the UN Race to Zero campaign.”
“Find out more about our sustainability strategy and ambitious targets. We've also published a separate data appendix.”
“The 2024 Scorecard on Insurance, Climate Change, and the Energy Transition, assessing the 30 global (re)insurers on their fossil fuel policies.”
“To protect against greenwashing, it introduced an anti-greenwashing rule which reinforces that sustainability-related claims must be fair, clear, and not misleading.”
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Standard Life sits at the bottom of the insurance pack.
Among the 10 major insurance brands we've scored, Standard Life sits 10th of 10.
Score history begins —.
As Standard Life's score updates, the trajectory will appear here.
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Standard Life plc is a UK-based life insurance, pensions, and investment management company managing £300bn in assets for 12 million customers. Founded in 1825 and headquartered in Edinburgh, it serves primarily institutional and retail retirement savings markets. The company merged with Phoenix Group in 2019.
UK life insurance and retirement provider with comparable asset scale and ESG disclosure architecture.
View breakdown →Global insurance and investment manager; institutional investor with portfolio carbon intensity targets.
View breakdown →Global insurance group; comparable financed emissions disclosure and net-zero commitment structure.
View breakdown →Asset manager; peer in institutional investor portfolio carbon intensity reporting and climate governance frameworks.
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